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Top Mistakes Made by New Investors


  • Not Having a Regular Investing Plan

it is better to have a plan and follow it regularly even though you started with small amount make sure invest regularly without missing. Even if you are only

buying one share a month right now, that is a start, you can increase the

amount later as your ability to contribute grows.

  • Not Doing Analysis

Many new investors just buy whatever stock appeals to them at the moment.

At the start of your investment plan and then once a year thereafter, you

should set up specific stocks that you are going to buy, and then stick to

purchasing them at least once a month in quantities that you have decided on

beforehand.

  • Not Diversifying enough

Many investors buy stock in a few companies and think they have a diversified portfolio. If you have fewer than 15 companies that you are investing in, then you are not really maintaining a diversified portfolio. Once you got the enough knowledge you can concentrate your portfolio but as new investor it is better to start with diversified portfolio.

  • Not Diversifying by Sector

Remember that you should not put all of your money into a single sector or

industry. Take some time to find companies in different sectors besides the

one you are interested in.

  • Panic During Downturns

Never exit the market during downturns. This is a huge mistake that millions

of people make – and they do it over and over. As a long-term investor, you

are not worried about downturns, which are going to be short events when

compared to your entire investment history. In fact, you should invest in

more stock, not less when there is a downturn, so that you can get discount

prices.

  • Changing stocks too much

If you have found good companies to invest in, stick with them. You don’t

need to be continually switching around your investments and doing so will

actually cost you in the long run.

  • Not Re-balancing

Make sure you re-balance your portfolio at the end of the year, so it continues

to help you achieve your long-term goals.

  • Avoiding ETFs

Many ETFs have growth rates that outpace the market and you also get the

benefit of massive diversification. You should include at least a few ETFs in

your investment plans.

  • Sticking by a Company Too Long

While you can get out of stocks too early, you can stick by them too long as

well. If it’s clear that a stock isn’t growing to help you achieve your wealth

and income goals, don’t be afraid to back out of it.

  • Using Money You Can’t Afford

You may not want to face it but paying off debt first is more important than

investing. Many people tend to take loans and invest in market, they will panic more when market condition not favors, so try to invest the money you can afford



Source: Stock Market for Beginners Book

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